We all know 70% of our planet is covered by water. However it also known that only a small fraction of this is fresh water and useful  plant and human life. Out of the fresh water that is there, even reduced quantum is accessible, with much of it trapped in glaciers and snowfields.  This has led to many programmes and ideas to preserve fresh water and ensure it lasts long. Tough task given the environmental issues the world is witnessing.

Investing opportunities are no different. Ocean  of opportunities exist and they keep evolving by the day. However as investors most of us need very little  of these complex concepts but few steady, easy to understand and execute idea. What is important is we stay committed to these concepts and run the course. Often in the quest of higher returns we forget the above and that leads to  portfolios being saline.

Here are some ideas that gives freshness to one’s portfolios : Asset allocation Fund that works in all type of market  Bearish or Bullish and give decent tax adjusted return.