Motor Insurance may be a coverage that's bought for cars, trucks and different vehicles that ply on roads. Its main objective is to grant complete protection against physical injury or loss from natural and artificial calamities. In India, motor insurance is necessary to ply a vehicle on road.

Motor Insurance is additionally called vehicle insurance, it's purchased for cars, trucks, bikes, etc. It provides coverage against stealing, physical injury, natural calamity, etc to the vehicle that's caused because of the manmade or natural calamities. You have invested your hard-earned money to purchase a dream vehicle to get pleasure from its ride for business or personal desires. However, an unfortunate incident will turn up at any time and might cause serious injury to your vehicle. the value of repairing the vehicle or exchange it'll be high; therefore, it's necessary to own vehicle insurance for providing complete care to your vehicle. Your motor insurance arrange document is one among the most important documents for your vehicle, because it is required to own motor insurance under automobiles Act. In India.

                                          Types of Motor Insurance in India

Private Car Motor Insurance Policy

This is the vehicle insurance that needs to be taken for any pvt. car owned by an individual and is mandatory as per Insurance act. It covers the vehicle for damages against accidents, fire, natural disasters, theft among others and covers for any injury to the owner. It also covers any damages and injuries caused to the third party. now Insurance companies offers 2 types of comprehensive Insurance, with Zero depth and with ought Zero depth and also in zero depth 2 category, one of the consumables and 2^nd Engine Protection apart from this you can also available some addon cover like key and lock replacement, luggage and baggage cover etc. with Zero depth you can Enhances your car insurance coverage and reduce your expenses to almost zero

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Two-Wheeler Insurance Policy

This insurance policy covers bikes like a scooter or a Motorcycle and

third party Insurance is mandatory in our country as per Indian Motor act. The two-wheeler is covered against damages from accidents, disasters, fire, theft, etc. as well as any damages and injuries to the third party. It also offers a mandatory personal accidental cover for the owner rider and can be taken for passengers too.

Commercial Vehicle Insurance Policy

This insurance covers all vehicles that are not used for personal use. his type of insurance covers all those vehicles which are not used for personal purpose. Trucks buses, heavy commercial vehicles, light commercial vehicles, multi-utility vehicles, agricultural vehicles, commercial vehicles, ambulances, etc. are some vehicles that are covered under this insurance